Microrevenue Privacy Policy

At Microrevenue, we are constantly offering and thus encouraging as many people as possible to enter our recruitment process. During the recruitment process, we process the personal data of applicants we contact with possible job offers and the applicants who apply themselves. At MIcrorevenue, when we verify identity, carry out checks related to an identity, or ask users to take further authentication to verify themselves mainly (identity verification), we’re committed to protecting the privacy and security of that identity. This Privacy Policy is meant to help you understand how we use the information and build trust in our system. For additional information about how your specific data is being collected and used, please review the recruitment privacy policy. At Microrevenue, we’re simply digitally identifying everyone. Digital identity verification lets you build a bespoke, trusted identity profile. Microrevenue helps its users to make earnings by making verification jobs available to the user who builds a legitimate profile. The information we collect and use helps us with the business vision—and that’s it. No surprises. For details about the information we collect on our websites and online platforms, including how we use cookies, please check our terms and conditions page. We may need to update this privacy policy from time to time, so we recommend you check back periodically. The Information We Collect We collect certain information about users to get a person onboard our network. Primarily, a user is required to fulfill KYC verification, which then gets approved once the system verifies The exact information needed depends on how our systems can verify a user's identity. Further, if required our system might require users to verify through 3rd parties such as Stripe and other fintech Where possible, we, de-identify, and/or aggregate data, to protect users’ privacy and minimize security risks. Information collected Personal information extracted from your document, for example, name, document number, date of birth, nationality, type of document, issuing country, expiration date, information embedded in barcodes, QR codes, security chips, and features (which will vary depending on the type of document), and the image metadata associated with the image or video of the document. Facial Biometric Checks and Authentication When providing biometric checks as part of our identification, we’ll ask for a picture or video of a user’s face as well as the image or video of their identity document. By extracting and comparing numerical biometric data from facial scan data, our system assesses whether the person in the photo or video is likely to be the same person pictured in the identity document. We will also look for signs of fraud, for example, someone wearing a mask to impersonate another person or to conceal their own real identity, or by comparing the user with information about compromised identities that have been leaked or otherwise made publicly available. Except as described in this Policy, when performing biometric checks, we do not store the extracted biometric data once the check is complete. When a user is asked to go through facial recognition, they must go through that. And it’s obligatory for each of our users/clients. Information collected images, videos, and sound recordings of you and your identity document and the image metadata and biometric data, including facial scan data and numerical biometric data, extracted from such images and videos. Data Verification MIcrorevenue will get user data verification checks via a network of trusted Data Providers and our own internal checks. These checks enable microrevenue to verify their users, detect fraud, and Know Your Client (KYC) requirements. We do this by comparing personal information provided by the user with information held by data providers or information extracted from documents, e.g. a utility bill for proof of address checks. Our global network of data verification services varies depending on a user's location and other government databases, police databases, consumer credit agencies, sanctions and Politically Exposed Persons (PEP) lists, adverse media sources, utility companies, mobile network providers and other trusted commercial sources. Information collected: the information collected will vary depending on the availability of checks in your location and the Identity Services selected by us. It may include contact details such as a postal address, email address, telephone number, social security number, or other national identity numbers, information extracted from a utility bill you upload, or other information provided by the user or 3rd parties whom we agree with. Fraud checks, including device integrity and fraud signals Microrevenue system leverages several different fraud detection capabilities. For example, microrevenue will analyze the metadata associated with the image or video of the document and user (such as whether any editing software can be detected) to assess the likelihood that the user is genuine. When using data to detect fraud, we will seek to minimize personal information and protect users’ privacy by pseudonymizing, de-identifying, and aggregating where possible. Our system would determine whether a device, email address, or phone number has previously been used for suspected fraudulent activity, shows unusual usage patterns, has been manipulated, or otherwise indicates that the user may not be genuine. Such information may include device identifiers, IP address, information about the device (for example the operating system used, whether the device is providing false randomized device and network information or has otherwise been compromised), and how the user interacts with it. This helps us not only verify users’ identities but further protects them and their users from fraud by helping us understand when a user may be generating multiple identities, editing and tampering with documents, or manipulating device or network information. Information collected: the information collected will vary depending on the availability of checks in your location and the identity of the user. It may include your mobile number, email address, IP address, device details, including device identifiers, and other information about your device and how you are interacting with our system (for example we may collect information about the upload time, which version of our software you used, the camera name and model used to capture any images and whether there are any indicators that the device has been tampered with or emulated). We may also analyze how you are interacting with your device to assess the likelihood of you being a genuine user and who you say you are, for example, fraudsters will cut and paste large volumes of information from their clipboard, and use this functionality multiple times and otherwise navigate between applications on their device very differently from a genuine user. Other Information We May Collect To enable Microrevenue we have to comply with global standards and the increasing number of biometric and privacy laws that apply to us, we may collect your broad geographic location (e.g. country or city-level location), either directly from the user or by approximating this based on your device’s IP address. This enables us to collect any necessary biometric consent required to meet our legal obligations. we do so as data controllers for our legitimate interests in complying with applicable laws. We balance such interests with the rights and freedoms of end users, by only processing location data to a city level. We also keep logs of how our clients, users, and Data Providers interact with our network. This might include timestamps of when the information was submitted to microrevenue, the method used to upload information, and information about the device used to submit that information. We will, aggregate, share information, and/or de-identify information for statistical analysis and our business interests. Using Information for Identification Our vision and goal are to simplify the digital identity of the user to onboard our platform. To do this, provided we have the permission of our user and it is not prohibited by applicable law, we use the information we collect to improve and develop business. As part of this work, we train our computers to recognize specific patterns in the information and make predictions about new sets of information based on those patterns. This is known as machine learning. We’ve gathered a substantial and unique set of images and fraud data from around the world, from which we can train our machine-learning models to locate and extract the information in documents, detect fraud, and engage in facial verification. Where we are acting as a data controller in using the information to further Generate revenue for Microrevenue. we do so on the basis that the processing is necessary for the legitimate interest of our platform and, where we use data, for reasons of substantial interest.s. To safeguard the rights and freedoms of users, microrevenue has implemented specific measures,, where possible, impact assessments, and strict security controls to safeguard the fundamental rights and the interests of the users. Sharing Information Outside Microrevenue As well as sharing information with, users, and Data Providers (as described above), Microrevenue shares information: With other entities to provide the earnings and support the business; With external parties that are performing tasks on our behalf (including service providers for example data analytics providers that help us to analyze trends and provide market insights using the data that we and they hold, information technology, fintech gateways, international e-commerce, and related infrastructure providers, audit and professional service providers and our business process outsourcing (BPOs) that provide support services such as human analysts and quality checks ); As part of a business transfer. we may disclose your personal information to an actual or potential buyer, investor, or partner (and its agents and advisers) to any actual or proposed divestiture, merger, acquisition, joint venture, dissolution, reorganization, or any other similar transaction or proceeding; To comply with laws. we may disclose your personal information to any competent law enforcement body, regulatory, government agency, court, or another third party where we believe disclosure is necessary (i) as a matter of applicable law or regulation, (ii) to exercise, establish or defend our legal rights, or (iii) to protect your vital interests or those of any other person; and To any other person where we have your consent to the disclosure, a legitimate legal reason for doing so, or where we have been instructed to share the information on behalf of our clients. Whenever legally possible, we seek to protect the information we share by imposing contractual privacy and security safeguards on the recipient of the information. This is particularly important in cases where the recipient is located in a country that has different or lesser privacy laws than those of the country where the information was originally collected. In some cases, however, we can’t do so — for example, when we have a legal obligation to disclose information to a government authority and that government authority isn’t willing to enter into such contractual safeguards. Liability These are the limits of legal liability we may have for you: To the fullest extent permitted by law (and unless Microrevenue has entered into a separate written agreement that overrides this contract), Microrevenue, including its affiliates, will not be liable in connection with this contract for lost profits or lost business opportunities, reputation (e.g., offensive or defamatory statements), loss of data (e.g., downtime or loss, use of, or changes to, your information or content) or any indirect, incidental, consequential, special or punitive damages. Information Security MIcorrevenue takes appropriate administrative, physical, technical, and organizational measures designed to help protect information about users from loss, theft, misuse, and unauthorized access, disclosure, alteration, and destruction Data Storage MIcrorevenue takes privacy seriously and is continually looking at ways to manage and mitigate data protection and security risks, including by minimizing the data we hold. We perform Identification for a variety of different reasons. we don't identify those reasons to our users before we verify them and get them onboard If you, as a user, would like to make a specific request to have your information deleted, please make that request directly to us that carried out your related check. For more information about how to do this, please see below under “Your Rights”. Where we have a legitimate legal reason, we may also store information for longer than described above – for example, where we are under a binding legal order not to destroy information. Your Rights Depending on where you live and subject to applicable data protection law, you may have the following rights: the right to request access to and disclosure of information that we hold. the right to change and/or correct inaccurate information. the right to block or suppress the processing of your information. This enables you to request that we suspend the processing of your information in certain circumstances. the right to object to our processing of your information where we are relying on a legitimate interest (or those of a third party) and you feel such processing impacts your fundamental rights and freedoms. In some cases, we may demonstrate that we have compelling legitimate grounds to process your information which override your rights and freedoms. the right to request that we delete your personal information, subject to certain exceptions. the right to request portability of your personal information. We will provide you, or a third party we have chosen, your personal data in a structured, commonly used, machine-readable format. the right to withdraw your consent, if applicable. Withdrawing your consent will not affect the lawfulness of any processing we conducted before your withdrawal of earnings, nor will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent. If you exercise any of your data protection rights detailed in this section, we will not discriminate against you. If you would like to exercise any of the rights set out above, please contact us. You may also have a right to complain to your local data protection authority or regulator. If you have any questions or concerns about how we use your personal information, please do not hesitate to let us know at help@microrevenue.net

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